It has been well documented that our current financial problems and recent financial crisis were the result of the bursting of the housing bubble. Investment banks and others sold bundled mortgaged backed securities and insurance against defaults on the those securities based upon the premise that housing prices would always appreciate. Even [...]

Have you ever wondered how the oil industry has been able to maintain its monopoly of selling gasoline in the United States when advances in technology have led to cheaper and more efficient alternatives? Not only are the alternatives cheaper and more efficient, the overwhelming majority of Americans support these alternatives because they [...]

There was a day where a real estate agent would distinguish the quality of their services based upon their knowledge and experience in real estate transactions.

Today most agents no longer even attempt to distinguish their services upon substance. Instead they rely upon style to try to win over clients.

While there are many agents who do [...]

It always amazes me when someone says to me, "well, that is not the way we do it here." The implication, of course, is that their way is correct and my way is incorrect.

While I can respect a person who believes their method is the correct way, people who say, "well, that is not the way we do it here" typically do not respect any other [...]